Mom’s/Woman lag behind in life insurance WHY? State Farm’s Select Agent, Neal Gallo. How to re-amortize your loan to meet your needs, not the bank’s requirements. Erica Crohn Minchella, Real Estate Attorney What’s the rules/guidelines for when you refinance? Mortgage expert, Chuck Poulin, Manager of Eagle Home Mortgage You want to Invest in Real Estate in Chicago Why? and Where do I Start? Realtor, Jonathan Stein, from Fulton Grace Realty.